Credit & Risk Insight Analyst – SME Banking (Hybrid) (City …, City of Sydney

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide. We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other. Our culture – a multi‑award‑winning place to work. We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day. Judo was built from the ground up with a clear purpose: to be the most trusted SME business bank in Australia. Our customers and relationships are at the heart of how we work, not bureaucracy. We think differently, invite new ideas, and create an environment where people feel they belong and are empowered. We’re proud to be externally recognised too – including being named on the AFR BOSS Best Places to Work list for four consecutive years. We are certified as a Excellent Place To Work Australia organisation, being recognised as one of Australia’s Best Workplaces 2025, celebrating our dedication to fostering an inclusive, empowering environment. Our vision is to build a world‑class SME business bank and it’s our people that can make it happen. Job Description Now, about this opportunity… In this role, you’ll deliver smart insight and effective risk management that enables bankers to deliver an exceptional Judo customer experience, contributing to outcomes that genuinely support Australian SMEs. If that excites you, this just might be your dream job:
- Partner with bankers to deliver smart credit insight and risk management that enables exceptional SME customer outcomes
- Support the ongoing care and growth of customer portfolios, balancing strong relationships with sound risk judgement
- Assess customer risk by reviewing character, capacity, capital, collateral and overall needs
- Conduct credit analysis, including reviewing loan and credit applications, running credit reports, assessing loan extensions and renewals, identifying risks, completing borrowing base analyses and preparing collateral reports
- Present clear and concise insights that enable confident, timely decisions and support Judo’s speed to market
- Take accountability for compliance, annual reviews and documentation, ensuring Judo’s regulatory obligations are met
- Actively contribute to improving how we work, sharing ideas that enhance systems, processes and the customer value proposition Qualifications You’ll likely bring:
- Experience in banking, financial services or qualified services in a similar role
- A tertiary qualification in Finance, Business or a related discipline
- Strong financial acumen and sound financial management skills
- High levels of digital literacy and confidence working across systems
- Well developed investigative, analytical and problem‑solving skills
- Australian working rights If you don’t meet every requirement, we still encourage you to apply – your experience, mindset and potential matter to us. Additional Information Why you’ll love working at Judo:
- Two Weeks of Additional Leave Every Year
- Paid Volunteer Leave
- Our signature Judo induction experience
- Big Life Event Leave
- Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health
- Working from Home Setup Allowance
- Flare Benefits & Discounts – access to a wide range of everyday savings and perks
- Freedom to work flexibly with flexible work options including hybrid working
- Equal access to Company Paid Parental Leave – up to 20 weeks
- Education Assistance Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities. Please no agencies! We maintain a preferred panel, and kindly request no unsolicited contact. We do not hold any responsibility for dispute over candidate ownership if you have not been engaged directly. To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure, and management as outlined therein. #J-18808-Ljbffr Apply on Kit Job: kitjobau.com/job/3rtcx5